How to brand Apple Card payments

See how to make a payment, bank check your rest, and choose a payment source.

Check your Card Balance for Apple Card in the Wallet app

Cheque your residual

To run across your Card Rest, open the Wallet app on your iPhone and tap Apple tree Card.one The Card Balance shows below your card. Card Balance includes all new spending and any remaining monthly residuum. If you have Apple Bill of fare Monthly Installments, so your residual includes the newly billed monthly installment.

You can only pay off purchases subsequently they clear, so Bill of fare Rest will continue to reflect awaiting transactions, fifty-fifty if yous make a maximum payment.

Observe your monthly rest

The monthly balance includes all of your spending in a calendar month (except for any pending transactions), interest charges, and credits posted to your account. Information technology besides includes any remaining balance from the previous month. If you lot have Apple Card Monthly Installments,2 your monthly balance includes your interest-free monthly installment. When y'all pay the monthly residuum, it stops additional involvement charges on your business relationship.

  1. Open the Wallet app on your iPhone and tap Apple Card.
  2. Tap to pay.
  3. Your monthly residue is automatically selected and you run into a green checkmark.

If y'all already paid some of your monthly balance, your remaining monthly residuum is shown. If you pay off your monthly balance each calendar month by the due engagement, you lot aren't charged involvement.

Find your minimum payment due

The minimum payment is the minimum amount you must pay towards your Apple Card remainder to proceed your account electric current.

  1. Open up the Wallet app on your iPhone and tap Apple Card.
  2. Tap to pay.
  3. Press and slide counterclockwise until the cycle turns scarlet and stops.
  4. Yous come across the minimum payment due.

When your minimum payment is due, Payment Due appears with the corporeality beneath your Apple Carte. If you bought an iPhone, iPad, Mac, or other eligible Apple product with Apple Card Monthly Installments, your monthly installment is included in the minimum payment amount.

How to brand payments

You can set upward recurring scheduled payments or make a one-fourth dimension payment in the Wallet app with merely a few taps. If yous don't have an eligible iPhone or iPad, you can make an Apple Carte du jour payment online at card.apple.com.

For Apple tree Carte du jour Family, account owners and co-owners are responsible for all payments on the shared Apple Card business relationship. On a co-owned account, each co-owner can make payments on the account and can add together a bank account. Before making or scheduling a payment on a shared Apple Card account, co-owners should verify that the correct bank account is selected.iii

Set up scheduled payments for Apple Card in the Wallet app

Gear up up scheduled payments for Apple Card

  1. Open the Wallet app on your iPhone and tap Apple Carte du jour.
  2. Tap the more button, tap Scheduled Payments, and so tap Go on.
  3. Tap Pay My Bill to pay your previous monthly rest or tap Pay Different Amount to cull an corporeality. And then tap next:
    • If you chose Pay My Bill, select when you desire your payment to be made, and so tap Side by side.
    • If you chose Pay Unlike Amount, select your payment corporeality, when you want the payment to repeat, when yous want the get-go payment to be fabricated, and so tap Next.
  4. Ostend with Face ID, Touch ID, or passcode.
  5. Tap Washed.

If you want to change your scheduled payment, yous demand to first cancel your current scheduled payment. But tap the more button , then tap your scheduled payment under Scheduled Payments. Tap Cancel Payments and tap Cancel Payments over again to confirm your option.

Make a quondam payment

Pay now

To make an immediate old payment, follow these steps:

  1. Open the Wallet app on your iPhone and tap Apple Card.
  2. Tap to pay.
  3. Hold and slide the payment wheel to choose a payment amount.
  4. Tap Pay Now to instantly brand your payment, so follow the instructions on your screen.

Pay later

Here's how to schedule a one-time payment:

  1. Open the Wallet app on your iPhone, tap Apple Carte du jour, so tap to pay.
  2. Agree and slide the payment wheel to cull a payment amount, then tap Pay Later.
  3. Choose the date you lot desire to brand the payment.4
  4. Tap Pay on [your chosen date], and so follow the instructions on your screen.

Make boosted payments on your Apple tree Carte Monthly Installments

If you pay your minimum payment due each month, you're automatically paying your Apple Card Monthly Installment for that month. To make an additional payment or pay off your installment balance, you demand to pay your Maximum Payment for all other Apple tree Card purchases before additional payments tin be practical to your installment residual.

Learn how to pay actress towards your Apple Card Monthly Installments.

Apple Carte du jour Monthly Installments are involvement-complimentary and all other purchases you lot make with your Apple Card have a variable Apr.2 When you pay toward your Apple Card remainder first, you can reduce or eliminate interest charges.

If yous pay more towards your installment residual, you might reduce the number of payments, simply you lot're all the same required to pay your installment the adjacent calendar month.

If your iPhone or iPad is unavailable

If your iPhone is missing or stolen, y'all can telephone call an Apple Card specialist to make a payment. You lot can also ask an Apple tree Card specialist to help you set up scheduled payments and so yous won't miss a payment.

If you added your Apple Menu to another iPhone, you can make a payment or ready scheduled payments in the Wallet app on that iPhone. If you added your Apple Card to your iPad, yous can become to Settings > Wallet & Apple Pay > Apple Card, so tap Make a Payment or set upwardly Scheduled Payments.

Cancel a payment

On iOS 14 or later, you might be able to abolish a one-time payment that hasn't been processed still:

  1. On your iPhone, open the Wallet app and tap Apple tree Card.
  2. Under Latest Transactions, tap the payment that y'all want to cancel.
  3. Tap the payment again, then tap Study an Issue.
  4. Choose an result, then tap Cancel Payment.

If you don't encounter Cancel Payment, tap Contact Back up to chat with an Apple Card specialist.

Choose or alter a payment source

Add a bank account that you lot can apply to make payments, or use Apple Cash to assist pay off your Apple Bill of fare balance. The commencement time you cull to add together a banking concern business relationship, you're asked if you lot want to add the same bank account that you lot utilise with Apple Cash. If you select Yes, the banking concern account is automatically added.

Add a banking concern business relationship

  1. Get your banking company account number and bank routing number.
  2. Open the Wallet app on your iPhone and tap Apple Card.
  3. Tap the more push.
  4. Ringlet downward and tap Bank Accounts.
  5. Tap Add a Bank Account, then follow the instructions on your screen.

Yous tin can add multiple banking company accounts to make payments. The first banking concern account you add together volition be your default bank account.

Delete a depository financial institution business relationship

Before you delete a bank business relationship, you must delete any payments that you set up using that bank account.

And then, open up the Wallet app on your iPhone and follow these steps:

  1. Tap Apple Carte.
  2. Tap the more button.
  3. Curl down and tap Banking company Accounts.
  4. Tap Edit.
  5. Tap the delete button.

Pay with Apple Cash or a unlike depository financial institution account

If you cull Pay Now, y'all can use your Apple Cash balance to make an immediate one-time payment. If the residual of your Apple Cash account is less than the amount of your payment, the remaining residuum is paid from your default bank account.

Y'all tin too cull a different bank account to pay your Apple tree Card rest:

  1. Open the Wallet app on your iPhone and tap Apple tree Carte du jour.
  2. Tap to pay.
  3. Choose a payment corporeality and tap the Pay Now button.
  4. Tap your bank account, then choose a dissimilar depository financial institution business relationship.
  5. Tap the Back button and authenticate with Face ID, Touch ID, or your passcode to make a payment.

Choose whether to use Apple Card when you make an Apple Card payment

Turn payments with Apple Cash on or off

If you want to pay from but your bank account without using your Apple Cash balance, follow these steps:

  1. Open up the Wallet app on your iPhone and tap Apple Carte.
  2. Tap to pay.
  3. Choose a payment corporeality and tap Pay Now.
  4. Tap your bank account, then turn Apple Cash on or off.
  5. Tap the Back button, and then authenticate with Face ID, Affect ID, or passcode to make a payment.

Encounter your payment history

To view your payment history, follow these steps:

  1. Open the Wallet app on your iPhone and tap Apple Card.
  2. Tap Card Balance.
  3. Scroll down and select the Statement y'all want to view.

Adjacent to Payments and Credits you see the amount of Payments and Credits from the calendar month you selected. If y'all desire to download a PDF of the argument, tap Download PDF Statement. Payments and Credits includes payments you might have made, refunds on purchases yous returned, and credits you might have received from a transaction dispute.

Yous tin can also view individual payments. Just open the Wallet app on your iPhone and tap Apple Menu. And then curl through Latest Transactions until y'all see a Payment transaction. To see the payment details, tap the transaction, then tap it again on the adjacent screen.

  1. Apple tree Carte du jour is issued by Goldman Sachs Banking company USA, Common salt Lake City Co-operative.
  2. Variable APRs range from 10.99 percent to 21.99 percent based on creditworthiness. Rates as of April one, 2022.
  3. Each co-owner is jointly and individually responsible for all balances on the co-endemic Apple Carte du jour including amounts due on the existing co-owner's account before the accounts are merged. Each co-owner will be reported to credit bureaus as an owner on the account. In addition, co-owners will accept full visibility into all account action and each co-possessor is responsible for the other co-owner's instructions or requests. Credit reporting includes positive and negative payment history, credit utilization and boosted information. Card usage and payment history may impact each co-possessor's credit score differently because each private'south credit history volition include information that is unique to them. Add-on of a new co-owner is subject to credit approving and general eligibility requirements. Learn more than almost Apple Carte eligibility requirements. Either co-owner can close the account at any time which may negatively impact your credit and you will still be responsible for paying all balances on the account. Learn more near account sharing options, including some of the risks and benefits.
  4. Y'all can merely use your bank account to schedule a old payment.

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